What beautiful children! And what a great reunion! It did get me thinking thought as each of you are at different points in your lives, obtaining an education, saving for homes, buying a home and saving for school. I just want to share with you the great ideas on getting out of debt in the book, The Total Money Makeover by Dave Ramsey that Jordan and Ginanne gave us. Dad and I are doing the first baby step, that is we are saving $1000 for our emergency fund. I would encourage each of you to do whatever it takes to make sure you have this fund. It just takes one car repair, one medical issue, one broken appliance to set you back. If you have this emergency fund you don't have to worry about where the money will come from. So I challenge each of you to take this baby step. It may take weeks or months. But you won't regreat it. I'll keep you updated on how we're doing!
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